http://dynamicwealthmanagement-updates.com/2011/06/dynamic-wealth-management-headlines-pandora-opens-door-to-tech-stock-rush/
Pandora CEO Joe Kennedy told the Herald yesterday that “the company raised the capital it sought to raise” after it drew $234 million in its initial public offering, selling 14.7 million shares at $16 each. The virtual-jukebox company’s shares closed up 9 percent at $17.42 and its valuation shot to $2.8 billion — an amazing figure for a business that’s never made a profit.
“It’s definitely overvalued,” said Anupam Palit, a Green Crest Capital analyst, who pegged the shares at $7.50. “The reason it was hot is there are a lot of people very hungry for tech and social media IPOs, and there’s just not that much supply.”
With Internet companies such as Facebook and Group-on waiting in the wings, analysts said Oakland, Calif.-based Pandora was right to rush out the door.
“Public investors are interested in the business because of the trajectory we’ve had,” Kennedy said. “We’ll continue to grow our listener hours and continue to build on the smartphone explosion.”
Pandora underwent more investor scrutiny than Linked-In’s March IPO, said David Menlow of IPOfinancial.com.
Viser innlegg med etiketten Real Estate Marketplace. Vis alle innlegg
Viser innlegg med etiketten Real Estate Marketplace. Vis alle innlegg
fredag 1. juli 2011
Dynamic Wealth Management Headlines: Apple rumored to be working on iOS-powered HDTVs for late 2011
http://dynamicwealthmanagement-updates.com/2011/06/dynamic-wealth-management-headlines-apple-rumored-to-be-working-on-ios-powered-hdtvs-for-late-2011/
When questioned why an OEM would cut into its sales by providing Apple with units, the source said, “If you have to be competing with somebody, you want to be competing with yourself.”
The tipster indicated a planned fall launch, while noting that the product could get pushed to next year because of Apple’s “high standards.” A fall launch could coincide with the launch of the next-generation iPhone, as well as iOS 5 and iCloud.
“You’ll go into an Apple retail store and be able to walk out with a TV. It’s perfect,” the source said. According to the unverified report, the iOS-driven televisions would support third-party apps.
Rumors of an Apple Smart TV have existed for years, with Piper Jaffray analyst Gene Munster repeatedly forecasting the product. Munster has suggested that an Internet-connected TV from Apple may have a starting price in the range of $2,000.
In March, Morgan Stanley analyst Katy Huberty said Asian suppliers had told her Apple had built a Smart TV prototype. According to Huberty, an Apple-branded TV could add as much as $4 billion per 1 percent share of the TV market Apple is able to capture over the next two years.
Then, in April, Brian White with Ticonderoga Securities said “data points” from a China electronics trade show suggested Apple could launch an HDTV set possibly by the end of the year. “Our research suggests this Smart TV would go well beyond the miniature $99 second-generation Apple TV that the company released last fall and provide a full-blown TV product for consumers,” White said.
Though Apple CEO Steve Jobs said last year that the Apple TV set top box product is “a hobby” for the company, sales of the $99 second-generation model have improved over the first-generation. After the company sold 250,000 units in the first six weeks of availability, Jobs said Apple was “thrilled” with the figures.
Apple went on to sell 1 million Apple TVs within three months of the device’s launch. However, analysts have estimated that a million units per quarter would amount to a “fairly immaterial” $400 million in annual revenue.
Analyst Ming-Chi Kuo of Concord Securities said in April that Apple TV sales had reached 2 million, reportedly selling 820,000 units in the March quarter.
When questioned why an OEM would cut into its sales by providing Apple with units, the source said, “If you have to be competing with somebody, you want to be competing with yourself.”
The tipster indicated a planned fall launch, while noting that the product could get pushed to next year because of Apple’s “high standards.” A fall launch could coincide with the launch of the next-generation iPhone, as well as iOS 5 and iCloud.
“You’ll go into an Apple retail store and be able to walk out with a TV. It’s perfect,” the source said. According to the unverified report, the iOS-driven televisions would support third-party apps.
Rumors of an Apple Smart TV have existed for years, with Piper Jaffray analyst Gene Munster repeatedly forecasting the product. Munster has suggested that an Internet-connected TV from Apple may have a starting price in the range of $2,000.
In March, Morgan Stanley analyst Katy Huberty said Asian suppliers had told her Apple had built a Smart TV prototype. According to Huberty, an Apple-branded TV could add as much as $4 billion per 1 percent share of the TV market Apple is able to capture over the next two years.
Then, in April, Brian White with Ticonderoga Securities said “data points” from a China electronics trade show suggested Apple could launch an HDTV set possibly by the end of the year. “Our research suggests this Smart TV would go well beyond the miniature $99 second-generation Apple TV that the company released last fall and provide a full-blown TV product for consumers,” White said.
Though Apple CEO Steve Jobs said last year that the Apple TV set top box product is “a hobby” for the company, sales of the $99 second-generation model have improved over the first-generation. After the company sold 250,000 units in the first six weeks of availability, Jobs said Apple was “thrilled” with the figures.
Apple went on to sell 1 million Apple TVs within three months of the device’s launch. However, analysts have estimated that a million units per quarter would amount to a “fairly immaterial” $400 million in annual revenue.
Analyst Ming-Chi Kuo of Concord Securities said in April that Apple TV sales had reached 2 million, reportedly selling 820,000 units in the March quarter.
Dynamic Wealth Management Headlines: As the World Shuts Down Nuclear Power Plants, Alabama Revives an Old One
http://dynamicwealthmanagementreports.com/2011/06/dynamic-wealth-management-headlines-as-the-world-shuts-down-nuclear-power-plants-alabama-revives-an-old-one/
In the wake of Fukushima, most entities have gone sour on nuclear power, and are trying to eliminate it completely. Countries such as Germany and Switzerland, and U.S. states like Texas and Maryland have pledged to do so in the next couple of decades. And the TVA has plenty of naysayers, such as the Blue Ridge Environmental Defense League director Louis Zeller, who believes restoring the reactor is a waste of time and money.
In the wake of Fukushima, most entities have gone sour on nuclear power, and are trying to eliminate it completely. Countries such as Germany and Switzerland, and U.S. states like Texas and Maryland have pledged to do so in the next couple of decades. And the TVA has plenty of naysayers, such as the Blue Ridge Environmental Defense League director Louis Zeller, who believes restoring the reactor is a waste of time and money.
Mr. Zeller and other skeptics say that beyond the obvious challenges the nuclear industry faces, the Bellefonte 1 project has inescapable flaws. The reactor is too expensive and too antiquated, they contend, and it lies in an earthquake zone.
But the authority is moving forward, estimating that Bellefonte1 could be up and running as early as 2020, half a century after it was conceived. Cost estimates for completing the reactor run $4 billion to $5 billion on top of the $4 billion that has already been invested.
søndag 29. mai 2011
Dynamic Wealth Management Headlines:Financial News: Brand Burglars Target Top Asset Management Firms
http://dynamicwealth-management.com/?p=1
Fraudsters have been stealing the identity of some of the UK’s best-known asset managers to stage an elaborate internet scam.
So far Aberdeen Asset Management, Schroders and Henderson Global Investors have discovered that bogus organisations claiming to be them have been soliciting for money.
Aberdeen has been moved to paste an announcement on its home page, warning
Fraudsters have been stealing the identity of some of the UK’s best-known asset managers to stage an elaborate internet scam.
So far Aberdeen Asset Management, Schroders and Henderson Global Investors have discovered that bogus organisations claiming to be them have been soliciting for money.
Aberdeen has been moved to paste an announcement on its home page, warning
Dynamic Wealth Management Headlines:Facing the future: Digital imaging could be next big thing in advice business
http://dynamicwealthmanagementtips.com/?p=1
People tend to make decisions for immediate gratification because they are treating their future self as a stranger,” he said.
Mr. Ersner-Hershfield used the example of a teenage boy smoking cigarettes because he is unable to imagine realistically the effects of long-term smoking on his body.
This is the same mindset, he explained, that helps justify why half the people in the country have just $25,000 saved for retirement and why a third of them have less than $1,000 saved.
To help remedy that gross shortfall in retirement savings, Mr. Ersner-Hershfield has developed a program that creates images of what people will look like in 30 or 40 years.
While the financial services industry for years has promoted savings calculators and estimates on retirement income needs, it turns out that seeing an image of yourself at an advanced age helps make imagining getting older a reality.
In his research, Mr. Ersner-Hershfield applied aging-avatar images of individuals to their perspectives on spending and saving money.
“The more similar people felt to their self in the future, the more assets they wanted to save,” he said. “And we found that the more the future self looks like a different person, the worse we are at saving behavior.”
Mr. Ersner-Hershfield even tweaked the research to alter the expression of the avatar so that poor-savings-habit responses would cause the avatar likeness to frown.
“The objective is to give people vivid examples of their future self,” he said.
Susan Carr-Templeton, founder of Stafford Wells Advisors Ltd., tested the technology on some of her clients.
“I think it would be great for 401(k) plan participants or some young people like athletes who are making a lot of money,” she said.
The technology is at least six months from being developed for practical use, according to Mr. Ersner-Hershfield.
“We envision it starting as more of an institutional thing that starts at a company like Fidelity [Investments] or something like that,” he said.
“The idea is to make financial education more engaging and more fun,” he said. “The research shows that whenever we see an image of ourselves, even as a reflection in the mirror, we behave better.”
While the technology might not be available yet, Ms. Carr-Templeton said there are techniques that can be used right now to help clients think more seriously about their retirement future.
“I ask clients to visualize where they will be when they retire,” she said. “I ask for specific details about where they will live and what it will actually cost to live there.”
People tend to make decisions for immediate gratification because they are treating their future self as a stranger,” he said.
Mr. Ersner-Hershfield used the example of a teenage boy smoking cigarettes because he is unable to imagine realistically the effects of long-term smoking on his body.
This is the same mindset, he explained, that helps justify why half the people in the country have just $25,000 saved for retirement and why a third of them have less than $1,000 saved.
To help remedy that gross shortfall in retirement savings, Mr. Ersner-Hershfield has developed a program that creates images of what people will look like in 30 or 40 years.
While the financial services industry for years has promoted savings calculators and estimates on retirement income needs, it turns out that seeing an image of yourself at an advanced age helps make imagining getting older a reality.
In his research, Mr. Ersner-Hershfield applied aging-avatar images of individuals to their perspectives on spending and saving money.
“The more similar people felt to their self in the future, the more assets they wanted to save,” he said. “And we found that the more the future self looks like a different person, the worse we are at saving behavior.”
Mr. Ersner-Hershfield even tweaked the research to alter the expression of the avatar so that poor-savings-habit responses would cause the avatar likeness to frown.
“The objective is to give people vivid examples of their future self,” he said.
Susan Carr-Templeton, founder of Stafford Wells Advisors Ltd., tested the technology on some of her clients.
“I think it would be great for 401(k) plan participants or some young people like athletes who are making a lot of money,” she said.
The technology is at least six months from being developed for practical use, according to Mr. Ersner-Hershfield.
“We envision it starting as more of an institutional thing that starts at a company like Fidelity [Investments] or something like that,” he said.
NO COST ESTIMATE
Mr. Ersner-Hershfield added that it is too early to guess what it might cost for an adviser to gain access to the technology.“The idea is to make financial education more engaging and more fun,” he said. “The research shows that whenever we see an image of ourselves, even as a reflection in the mirror, we behave better.”
While the technology might not be available yet, Ms. Carr-Templeton said there are techniques that can be used right now to help clients think more seriously about their retirement future.
“I ask clients to visualize where they will be when they retire,” she said. “I ask for specific details about where they will live and what it will actually cost to live there.”
Dynamic Wealth Management Headlines: Ex-teammate: Lance Armstrong encouraged doping
http://dynamicwealthmanagement-updates.com/
Lance Armstrong’s former teammate, Tyler Hamilton, says Armstrong and other team leaders encouraged, promoted and took part in a doping program in an effort to win the Tour de France in 1999 and beyond, according to a report aired tonight on “60 Minutes.”
Hamilton said he saw Armstrong take performance-enhancing drugs, EPO and testosterone and also saw him receive a banned blood transfusion in 2000.
“I feel bad that I had to go here and do this,” Hamilton said in his first public admission of doping throughout his career. “But I think at end of the day, like I said, long-term, the sport’s going to be better for it.”
• Related: Drew Sharp on Lance Armstrong
In the interview, portions of which were aired Thursday and Friday on “CBS Evening News,” Hamilton revealed other observations about the U.S. Postal team operation:
&bulll;Team leaders, including doctors and managers, encouraged and supervised doping;
•Doping was going on inside the U.S. Postal team even before Armstrong joined in 1998;
•Performance-enhancing drugs, including EPO and human growth hormone, were handed out to cyclists in white lunch bags;
bull;Team members were met at the airport, driven to hotels, told to lie down and give blood that could be transfused back into their bodies at a later date. Armstrong long has denied doping and has never tested positive.
Today, his attorney, Mark Fabiani, released a statement deriding the CBS report.
“We have already responded in great detail at www.facts4lance.com,” Fabiani said. “Throughout this entire process, CBS has demonstrated a serious lack of journalistic fairness and has elevated sensationalism over responsibility. CBS chose to rely on dubious sources while completely ignoring Lance’s nearly 500 clean tests and the hundreds of former teammates and competitors who would have spoken about his work ethic and talent.”
Lance Armstrong’s former teammate, Tyler Hamilton, says Armstrong and other team leaders encouraged, promoted and took part in a doping program in an effort to win the Tour de France in 1999 and beyond, according to a report aired tonight on “60 Minutes.”
Hamilton said he saw Armstrong take performance-enhancing drugs, EPO and testosterone and also saw him receive a banned blood transfusion in 2000.
“I feel bad that I had to go here and do this,” Hamilton said in his first public admission of doping throughout his career. “But I think at end of the day, like I said, long-term, the sport’s going to be better for it.”
• Related: Drew Sharp on Lance Armstrong
In the interview, portions of which were aired Thursday and Friday on “CBS Evening News,” Hamilton revealed other observations about the U.S. Postal team operation:
&bulll;Team leaders, including doctors and managers, encouraged and supervised doping;
•Doping was going on inside the U.S. Postal team even before Armstrong joined in 1998;
•Performance-enhancing drugs, including EPO and human growth hormone, were handed out to cyclists in white lunch bags;
bull;Team members were met at the airport, driven to hotels, told to lie down and give blood that could be transfused back into their bodies at a later date. Armstrong long has denied doping and has never tested positive.
Today, his attorney, Mark Fabiani, released a statement deriding the CBS report.
“We have already responded in great detail at www.facts4lance.com,” Fabiani said. “Throughout this entire process, CBS has demonstrated a serious lack of journalistic fairness and has elevated sensationalism over responsibility. CBS chose to rely on dubious sources while completely ignoring Lance’s nearly 500 clean tests and the hundreds of former teammates and competitors who would have spoken about his work ethic and talent.”
Welcome to Dynamic Wealth Management
http://www.dynamicwealth.ca/index.php/full-disclosure/18-swiss-wins
Welcome to Dynamic Wealth Management's brand new website. Please take a look around and take a moment to read the blog. I will be posting my thoughts on investing and the markets every Monday, so check back every week to get the latest news.
I am also interested in your opinion of my website. If you have any suggestions on how I could make it better, whether it be layout, feel, user-friendliness or what type of topics I should cover in the blog, I would really appreciate the feedback so I can make this website the best it can be for its visitors.
Dynamic Wealth Management: Why Invest Offshore?
http://www.offshorecompanyformationworldwide.com/dynamic-wealth-management-invest-offshore/
Dynamic Wealth Management: Even in this day and age of enlightenment thanks to the pervasive nature of information dissemination via the internet, some people are still concerned about the legalities and legitimacy of the offshore world of finance and banking. For some reason others simply assume that onshore equates to a ‘safe haven’ for money and offshore equates to a ‘risky tax haven.’
Well, you and I know that that is simply not the case! However, even though it is now clearer to more people that the offshore world holds many potential taxation benefits, there are still questions to be answered about why one should invest offshore and in this article we explore the benefits.
First things first…here’s another myth I wish to dispel – some people say that offshore investments and bank accounts are more lightly regulated than their entity-type-counterparts onshore…now, that’s not necessarily true!
Yes, certain jurisdictions give fund managers, bankers and investors pretty much free rein so that the rewards and risks are potentially far greater – but some jurisdictions are very highly regarded among financial professionals simply because of the incredibly high standards of protection they afford investors and account holders through insurance schemes and government regulation requirements for example:
The Isle of Man and the Channel Islands are examples of offshore jurisdictions where offshore investment and saving policy or bank account holders are afforded high levels of protection. Just taking the Isle of Man – it offers policyholder protection schemes, it also has the highest financial services rating issued by the OECD, FATF and FSF and it has an independent Financial Services Ombudsman scheme not to mention the fact that both Standard and Poor’s and Moody’s have given the Isle of Man AAA ratings.
So – myth dispelled, let’s move on.
In terms of the benefits available when investing offshore they will always, always depend on the particular circumstances of the individual investor – but offshore financial services and structures can be used as part of an overall asset protection strategy for example, investing offshore can afford an investor greater flexibility in terms of international accessibility and the commodities, equities, derivatives, stocks, shares or companies they can invest in, plus there are of course sometimes significant taxation benefits available to an account holder depending on their countries of tax residence and domicile.
Other answers to the question posed by this article – namely ‘why invest offshore?’ – are because there are general benefits available including more efficient estate planning potential, privacy and confidentiality, better interest returns, the chance to exploit active business interests overseas in low or no tax locations and global access to assets and income.
So, while the internet has been fantastic in terms of allowing more people to become far more broadly informed – especially about subjects as seemingly taboo as all things offshore – it is still absolutely in a government’s interests to avoid advising people that the offshore world is open and available to them because they may well lose out on taxation revenue as a result! This means it is up to independent websites such as Dynamic Wealth Management to give you free access to facts and general information and for you to then see how and why such information is or is not applicable to your own personal circumstances. At which stage you can then take specific and expert advice from a qualified individual as to how you can best utilize the offshore world.
And on that final note there is just one more thing to say! A potential investor (you) has to be absolutely sure that the actions they are about to take in terms of placing assets offshore will be of benefit to them. Additionally they need to make sure that they are acting legally, that a company they are entrusting with their money is legitimate and that they understand the risks associated with their decisions.
To that end we at Dynamic Wealth Management will always advise that you should to do your own due diligence on the jurisdiction recommended to you or chosen by you, the company you are considering investing or banking with and the policy or account you are taking out. Common sense is the main key to ensuring you do not make a mistake when entering the world of offshore finance and common sense is something we here at Dynamic Wealth Management pride ourselves on!
Dynamic Wealth Management: Even in this day and age of enlightenment thanks to the pervasive nature of information dissemination via the internet, some people are still concerned about the legalities and legitimacy of the offshore world of finance and banking. For some reason others simply assume that onshore equates to a ‘safe haven’ for money and offshore equates to a ‘risky tax haven.’
Well, you and I know that that is simply not the case! However, even though it is now clearer to more people that the offshore world holds many potential taxation benefits, there are still questions to be answered about why one should invest offshore and in this article we explore the benefits.
First things first…here’s another myth I wish to dispel – some people say that offshore investments and bank accounts are more lightly regulated than their entity-type-counterparts onshore…now, that’s not necessarily true!
Yes, certain jurisdictions give fund managers, bankers and investors pretty much free rein so that the rewards and risks are potentially far greater – but some jurisdictions are very highly regarded among financial professionals simply because of the incredibly high standards of protection they afford investors and account holders through insurance schemes and government regulation requirements for example:
The Isle of Man and the Channel Islands are examples of offshore jurisdictions where offshore investment and saving policy or bank account holders are afforded high levels of protection. Just taking the Isle of Man – it offers policyholder protection schemes, it also has the highest financial services rating issued by the OECD, FATF and FSF and it has an independent Financial Services Ombudsman scheme not to mention the fact that both Standard and Poor’s and Moody’s have given the Isle of Man AAA ratings.
So – myth dispelled, let’s move on.
In terms of the benefits available when investing offshore they will always, always depend on the particular circumstances of the individual investor – but offshore financial services and structures can be used as part of an overall asset protection strategy for example, investing offshore can afford an investor greater flexibility in terms of international accessibility and the commodities, equities, derivatives, stocks, shares or companies they can invest in, plus there are of course sometimes significant taxation benefits available to an account holder depending on their countries of tax residence and domicile.
Other answers to the question posed by this article – namely ‘why invest offshore?’ – are because there are general benefits available including more efficient estate planning potential, privacy and confidentiality, better interest returns, the chance to exploit active business interests overseas in low or no tax locations and global access to assets and income.
So, while the internet has been fantastic in terms of allowing more people to become far more broadly informed – especially about subjects as seemingly taboo as all things offshore – it is still absolutely in a government’s interests to avoid advising people that the offshore world is open and available to them because they may well lose out on taxation revenue as a result! This means it is up to independent websites such as Dynamic Wealth Management to give you free access to facts and general information and for you to then see how and why such information is or is not applicable to your own personal circumstances. At which stage you can then take specific and expert advice from a qualified individual as to how you can best utilize the offshore world.
And on that final note there is just one more thing to say! A potential investor (you) has to be absolutely sure that the actions they are about to take in terms of placing assets offshore will be of benefit to them. Additionally they need to make sure that they are acting legally, that a company they are entrusting with their money is legitimate and that they understand the risks associated with their decisions.
To that end we at Dynamic Wealth Management will always advise that you should to do your own due diligence on the jurisdiction recommended to you or chosen by you, the company you are considering investing or banking with and the policy or account you are taking out. Common sense is the main key to ensuring you do not make a mistake when entering the world of offshore finance and common sense is something we here at Dynamic Wealth Management pride ourselves on!
Dynamic Wealth Management: How Much Money Is Needed for Retirement?
http://www.currentnewsaffairs.com/finance/wealth-management/dynamic-wealth-management-how-much-money-is-needed-for-retirement
Most early- and mid-profession workers see retirement as becoming far off in the distance. While retirees devote their days soothing below swaying palms and contemplating how thankful they are to be out of the rat race for great, the actuality is quite diverse. These days, men and women are retiring later and discovering the require to conserve far more dollars to dwell comfortably right after retirement. No two methods about it, the longer folks wait to retire, the more comfy their lives will be.
Dynamicwmanagement: How Considerably Dollars Does a Individual Require to Retire?
How considerably dollars a man or woman requirements for retirement depends on a assortment of components such as desired life style, area, retirement age, anticipated social safety payments, and perhaps even health-related requirements. Although some specialists predict a individual may possibly need anywhere in between ,000-.five million to retire comfortably, the quantity is diverse for everyone all over the globe.
In order to decide exactly how considerably a individual requirements for retirement, numerous retirement planning and monetary web sites attribute retirement calculators. Using a retirement calculator, the person enters information like desired retirement age, anticipated social security payments, existing age, current yearly earnings, and existence expectancy. The results display the complete volume of cash essential to retire comfortably factoring in inflation.
Most early- and mid-profession workers see retirement as becoming far off in the distance. While retirees devote their days soothing below swaying palms and contemplating how thankful they are to be out of the rat race for great, the actuality is quite diverse. These days, men and women are retiring later and discovering the require to conserve far more dollars to dwell comfortably right after retirement. No two methods about it, the longer folks wait to retire, the more comfy their lives will be.
Dynamicwmanagement: How Considerably Dollars Does a Individual Require to Retire?
How considerably dollars a man or woman requirements for retirement depends on a assortment of components such as desired life style, area, retirement age, anticipated social safety payments, and perhaps even health-related requirements. Although some specialists predict a individual may possibly need anywhere in between ,000-.five million to retire comfortably, the quantity is diverse for everyone all over the globe.
In order to decide exactly how considerably a individual requirements for retirement, numerous retirement planning and monetary web sites attribute retirement calculators. Using a retirement calculator, the person enters information like desired retirement age, anticipated social security payments, existing age, current yearly earnings, and existence expectancy. The results display the complete volume of cash essential to retire comfortably factoring in inflation.
Dynamic Wealth Management Headlines:How to structure sale of business
http://dynamicwealthmanagementtips.com/?p=10
It is key to understand that the buyer and the seller have divergent interests in the structure of the transaction, most of which revolve around stock and assets. The seller wants to sell stock, and the buyer wants to buy assets. There are a few reasons for this.
Imagine the business in question is a construction or drug company, and is sold. If years after the sale a bridge the company engineered and built collapsed, or a severe side effect was discovered with a drug or medical device the business provided, who is held liable? The answer is the owner of the stock. One of the main negotiation points in selling a business is will it be a sale of stock or assets.
The new owner, if they purchase the stock of a company, becomes liable for any claims against that company for all its previous work. As such, it is in the seller’s best interest to sell the shares of the business to shield it from any future responsibility.
There is another reason why the seller is interested in selling stock. If the value of the company had seen significant growth in the value of its stock over time, a sale of stock would be subject to a capital gains tax rate. With the current tax structure, the capital gains tax rate is lower than the income tax rate. This could translate into substantially greater net value from the sale.
On the flip side, the buyer would prefer not to purchase the stock of the company, but rather to acquire the assets. This enables the buyer not only to avoid any potential liabilities, but also to gain the depreciation and amortization benefits that come along with purchasing assets.
As an aside, assets that are not considered in direct line with the operations of the business should also be removed from the business. For example, having the land the business sits on residing in a separate LLC makes the business easier to buy if the buyer wanted to relocate.
In the classic book “Getting to Yes,” one of the main concepts is that many times there are components of the object in a negotiation that have little value to one party but a lot of value to the other. In negotiating over an orange, it might turn out that one party values only the pulp for the juice, while the other values only the peel for cooking.
Along these lines, there is a group of techniques that can be used to optimize the deal for one or both parties.
Terry Stanaland, a CPA and attorney in Greensboro and national lecturer on financial and tax topics, describes it this way: “Restructuring the deal from a simple cash transaction to correctly incorporating a noncompete clause, a consulting agreement, and/or an employment agreement can help achieve greater bottom line dollars for both parties involved in the sale.”
It is key to understand that the buyer and the seller have divergent interests in the structure of the transaction, most of which revolve around stock and assets. The seller wants to sell stock, and the buyer wants to buy assets. There are a few reasons for this.
Imagine the business in question is a construction or drug company, and is sold. If years after the sale a bridge the company engineered and built collapsed, or a severe side effect was discovered with a drug or medical device the business provided, who is held liable? The answer is the owner of the stock. One of the main negotiation points in selling a business is will it be a sale of stock or assets.
The new owner, if they purchase the stock of a company, becomes liable for any claims against that company for all its previous work. As such, it is in the seller’s best interest to sell the shares of the business to shield it from any future responsibility.
There is another reason why the seller is interested in selling stock. If the value of the company had seen significant growth in the value of its stock over time, a sale of stock would be subject to a capital gains tax rate. With the current tax structure, the capital gains tax rate is lower than the income tax rate. This could translate into substantially greater net value from the sale.
On the flip side, the buyer would prefer not to purchase the stock of the company, but rather to acquire the assets. This enables the buyer not only to avoid any potential liabilities, but also to gain the depreciation and amortization benefits that come along with purchasing assets.
As an aside, assets that are not considered in direct line with the operations of the business should also be removed from the business. For example, having the land the business sits on residing in a separate LLC makes the business easier to buy if the buyer wanted to relocate.
In the classic book “Getting to Yes,” one of the main concepts is that many times there are components of the object in a negotiation that have little value to one party but a lot of value to the other. In negotiating over an orange, it might turn out that one party values only the pulp for the juice, while the other values only the peel for cooking.
Along these lines, there is a group of techniques that can be used to optimize the deal for one or both parties.
Terry Stanaland, a CPA and attorney in Greensboro and national lecturer on financial and tax topics, describes it this way: “Restructuring the deal from a simple cash transaction to correctly incorporating a noncompete clause, a consulting agreement, and/or an employment agreement can help achieve greater bottom line dollars for both parties involved in the sale.”
Dynamic Wealth Management Do good while making money: A guide to socially responsible investing
http://sirat.org/dynamic-wealth-management-do-good-while-making-money-a-guide-to-socially-responsible-investing.html
Here at Dynamic Wealth Management we are committed to offering our clients access to the latest and broadest range offinancial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.
Here at Dynamic Wealth Management we are committed to offering our clients access to the latest and broadest range offinancial services and products on the market. We know that choosing the right strategy, the right investment and the right product is no easy task in this day and age! Whether its advice, investments or financial planning we are here to answer all your questions and facilitate all your financial needs.
Dynamic Wealth loses battle against FSB
http://mg.co.za/article/2010-09-16-dynamic-wealth-losses-battle-against-fsb
This week the Financial Services Board (FSB) ordered Dynamic Wealth Management and Dynamic Wealth Stockbrokers to stop doing business with immediate effect. The FSB has ordered that all invested funds must be returned to investors and any outstanding businesses, after consultation with the relevant clients, be transferred to another financial-services provider.
This ruling comes after attempts by the FSB to have certain businesses within Dynamic Wealth put under curatorship (see related articles). Considering the immense cost of curatorship, the decision to rather close the businesses is probably in the best interests of the clients.
The concerns that the FSB has had with Dynamic Wealth related to how it structured its investment.
In order to circumvent the Collective Investment Schemes Control Act (CISCA) requirements, Dynamic Wealth ran "investment clubs", which allowed it to pool clients' investments.
The company claimed that this was not open to the public and was a closed group and therefore did not need to be registered as a unit trust as per the Act. However, the FSB found that the investments were, in fact, open to the public. According to the FSB report "the companies had in many instances made themselves guilty of contravention of the law, defiance or circumvention of regulation and the directives issued by the registrar [of the FSB]. The companies have failed in their fiduciary duties towards their clients, neglected the interests of clients, have treated clients unfairly, and in several known instances have caused their clients to suffer severe loss."
The FSB also stated that the registrar's experience with the companies has left him as regulator without any confidence in the board of directors and executive management of the companies, and that in many instances the two companies are either unwilling or unable to repay their investors funds that had been entrusted to them.
Due to a R230-million exposure to Corporate Money Managers, a money market fund that collapsed last year, Dynamic Wealth money market investor club members and Income Specialist shareholders (who are mostly pensioners) have received little or no income for at least 12 months. They have also not had access to their capital.
This week the Financial Services Board (FSB) ordered Dynamic Wealth Management and Dynamic Wealth Stockbrokers to stop doing business with immediate effect. The FSB has ordered that all invested funds must be returned to investors and any outstanding businesses, after consultation with the relevant clients, be transferred to another financial-services provider.
This ruling comes after attempts by the FSB to have certain businesses within Dynamic Wealth put under curatorship (see related articles). Considering the immense cost of curatorship, the decision to rather close the businesses is probably in the best interests of the clients.
The concerns that the FSB has had with Dynamic Wealth related to how it structured its investment.
In order to circumvent the Collective Investment Schemes Control Act (CISCA) requirements, Dynamic Wealth ran "investment clubs", which allowed it to pool clients' investments.
The company claimed that this was not open to the public and was a closed group and therefore did not need to be registered as a unit trust as per the Act. However, the FSB found that the investments were, in fact, open to the public. According to the FSB report "the companies had in many instances made themselves guilty of contravention of the law, defiance or circumvention of regulation and the directives issued by the registrar [of the FSB]. The companies have failed in their fiduciary duties towards their clients, neglected the interests of clients, have treated clients unfairly, and in several known instances have caused their clients to suffer severe loss."
The FSB also stated that the registrar's experience with the companies has left him as regulator without any confidence in the board of directors and executive management of the companies, and that in many instances the two companies are either unwilling or unable to repay their investors funds that had been entrusted to them.
Due to a R230-million exposure to Corporate Money Managers, a money market fund that collapsed last year, Dynamic Wealth money market investor club members and Income Specialist shareholders (who are mostly pensioners) have received little or no income for at least 12 months. They have also not had access to their capital.
Dynamic Wealth Management Headlines:Telerik updates testing and management tools
http://dynamicwealthmanagement-updates.com/?p=1
Test Studio, formerly WebUI Test Studio, now includes support for Windows Presentation Foundation (WPF) desktop applications as well as Web application testing, according to Todd Anglin, Telerik’s chief evangelist.
The new release has added support for AJAX, HTML, Silverlight and WPF desktop applications, Anglin said. The application also supports Silverlight, HTML and AJAX application testing.
TeamPulse’s release also includes integration with Test Studio, which allows user stories to be linked with test cases and catalogued throughout the design process. TeamPulse also includes reporting capabilities, My Perspective view, a bug-tracking module, and a TaskBoard to track individual projects.
“QA teams can generate reports against the results delivered by TeamPulse and can look at historical results to see how the quality [of the code] has changed over time,” Anglin said.
The My Perspective view in TeamPulse allows for each team member to view his or her assigned tasks, bugs and progress in a streamlined screen. The managers can also track individual team-member progress and determine what percentage of the project still needs to be completed, according to Anglin.
Additionally, the TaskBoard in TeamPulse allows team members to keep track of tasks, stories and workflow on a virtual whiteboard, which can be used in Scrum meetings as well.
Test Studio, formerly WebUI Test Studio, now includes support for Windows Presentation Foundation (WPF) desktop applications as well as Web application testing, according to Todd Anglin, Telerik’s chief evangelist.
The new release has added support for AJAX, HTML, Silverlight and WPF desktop applications, Anglin said. The application also supports Silverlight, HTML and AJAX application testing.
TeamPulse’s release also includes integration with Test Studio, which allows user stories to be linked with test cases and catalogued throughout the design process. TeamPulse also includes reporting capabilities, My Perspective view, a bug-tracking module, and a TaskBoard to track individual projects.
“QA teams can generate reports against the results delivered by TeamPulse and can look at historical results to see how the quality [of the code] has changed over time,” Anglin said.
The My Perspective view in TeamPulse allows for each team member to view his or her assigned tasks, bugs and progress in a streamlined screen. The managers can also track individual team-member progress and determine what percentage of the project still needs to be completed, according to Anglin.
Additionally, the TaskBoard in TeamPulse allows team members to keep track of tasks, stories and workflow on a virtual whiteboard, which can be used in Scrum meetings as well.
Dynamic wealth management: What skills are needed to be a real estate investor?
http://answers.yahoo.com/question/index?qid=20110520232725AAOwsCA
Most new investors are able to grasp the techniques but they do not have enough qualified sellers to apply their techniques to. As with any business, you will need to have strong communication skills, good technique know how and creative marketing knowledge. It will take time to learn these but the good news is that you only have to learn them once to become wealthy.
Most new investors are able to grasp the techniques but they do not have enough qualified sellers to apply their techniques to. As with any business, you will need to have strong communication skills, good technique know how and creative marketing knowledge. It will take time to learn these but the good news is that you only have to learn them once to become wealthy.
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